Bookshop > BANKING AND FINANCE > Credit Risk

Credit Risk (ISBN #: 9781484115220) fiogf49gjkf0d Taming a hotbed of reckless banking” profiles contemporary credit risk crisis. That defines the problem which took centre stage of the book. Diagnosing credit risk as the canker of financial crisis in the banking system, the author challenges contemporary management of credit risk in global banks. Using framework of a typical volatile market, he discusses theoretical and practical foundations of the problem, with implications for bank management. Then he introduces how risk impacts credit analysis and decisions. Doing so, he discusses how credit risk should be correctly anticipated and its impact mitigated within framework of sound credit culture and process. As he becomes adventurous, the author propounds five evolutionary stages of credit risk management. In so doing, he discusses implications of the stages for bank management. This is the modest contribution of the book to knowledge of contemporary bank lending. It is believed that evolving control of credit risk which the author discusses in this book will become controversial and provoke further study within academic circles. With appropriate case studies and analyses, the author addresses five major bank lending issues, overall. The five issues border on how to understand and check excesses in bank lending, as the book – •critically investigates the dynamics of bank credit, risk, and management •reinvents credit risk management methodology to meet contemporary bank lending need •addresses growing international concerns about global bank credit risk management •expounds on evolving thinking and issues in failed global bank credit risk management •discusses implications of Basel I and Basel II Accords for global bank credit risk management While tackling foregoing issues, three special topics – Liquidity risk and management; Credit card risks, analysis and control; and Credit risk issues in bank failure – presented in chapters 11, 12, and 13, respectively – make the contents of the book. Often bank distress is linked to liquidity crisis – rendering it a complete nightmare for bank management. Failed liquidity management limits ability of a bank to grant credit. Ironically, reckless lending is the main culprit for liquidity crisis. Thus, there is conflict in the dynamics of credit risk and liquidity crisis which the author investigates in this book. On credit card lending, the book deals with global challenges in identifying, assessing, and mitigating risk. The experience of the banks that pioneered credit card lending in Nigeria mirrors the global challenges. In the manner of liquidity crisis and credit card lending, credit risk issues in bank failure also embody inescapable concerns which the author also addresses.   Price: =N= 5,600.00 Author: Leo Onyeriuba Weight: 1.5kg   You may contact or call CIBN Bookshop as follows: Plot 19, Adeola Hopewell Street, Victoria Island, Lagos Phone: 01-4617924 Telefax: 01- 4618930 NOTE: We strive to get your items to you in the best condition; but in the unlikely event that you wish to return an item, we offer a 7 day return policy from the day of delivery.